Buy house, invest stock or earn bank interest?

The topic, as indicated by the title, has been discussed for handreds of years,
but it still attracts much attention and worths careful comparison.

This post contains a sheet of quantitive comparison of these three investigation approaches. It was written about 3 years ago, when buying house is an exclusive choice for all Chinese. Users can change the follow attributes for comparison:

  • change bank interest rate
  • change stock investigation rate
  • change house price change rate
  • change the overhead of owning a house, e.g., tax, house management fee
  • change the revenue of owning a house, e.g., rental revenue
  • change the initial payment for house

Here is the link (or https://docs.google.com/spreadsheets/d/14YPYaeZkxSqfU1zNkGizH-Zwc4BBhNRXF8uuj-Qu67I/edit?usp=sharing)

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